A Group Insurance Firm
Serving the Ozarks

Employee Benefit Design’s Company Culture & Commitment to Our Clients

We’re a company that serves our southwest Missouri’s small businesses in a thorough, thoughtful, and ethical manor. Our agents who specialize in self-funded arrangements will counsel their clients on the various benefits such as significant reduction in premium tax, lowering cost of administration, claims/administration, and customer service for employees.

Ken Stephens

Ken Stephens

Principal Owner | Producer

Kimberlee Nevins

Kimberlee Nevins

Office Manager | Producer

Drew Stephens

Drew Stephens

Individual Market | Medicare Group Producer

Michelle Smith

Michelle Smith

Retirement Producer

Wally Schrock

Wally Schrock

Medicare Producer

Charlotte Horsman

Charlotte Horsman

Group Insurance Producer

Family Culture First

Family focused for our staff and our clients.

Ken Stephens, EBD Principal Owner, and Producer, employs both children (both producers) and hopes to keep the business in the family for years to come. But knows that the importance of insurance is keeping the health and well-being of the client and their staff’s family in a positive and safe space to progress in their business and into retirement. Our family first mentality not only shares our multi-generation model in the office, but extends to our staff and our clients, as we will treat you like family.

About Ken Stephens

More about EBD Principal Ken Stephens

Ken Stephens is a native of Bolivar, Missouri, and a graduate of Bolivar High School in 1980. Ken attended Southwest Baptist University before transferring and graduating from Missouri State University in 1984 with a degree in Business/Finance and Insurance.

Upon graduation from Missouri State University, Ken entered the Insurance and Securities Business establishing Stephens Insurance & Financial Services in 1985 specializing in Life, Health, Disability, Investment Planning and Financial Services. In 1997 he co-founded Employee Benefit Design, LLC and has been serving individual and employer group clients with their Insurance & Financial needs in southwest Missouri ever since. 

In addition to arranging insurance protection plans for individuals & employer groups, Ken is a registered representative with LPL Inc. Member FINRA/SIPC and provides services to Retirement Plans such as 401-k, Simple IRA and other qualified Retirement Planning programs for firms of all sizes.

Ken and his spouse Lorrie reside in Springfield, Mo. He enjoys many activities including golfing, boating and water sports, hunting, fishing, snow- skiing, and spending time on his hunting farm near Stockton Lake.  Ken’s very active in his church and throughout the years, has given back to his community volunteering for various charitable community organizations serving on their board of directors and participating in fund-raising events.

Ken continues to look forward to teaching the business to his grown children Kimberlee and Drew as they and their team relish in the opportunity of serving clients with appropriate advice, providing the highest level of customer service and assistance.